The Simple Path to Wealth J L Collins

Contents

Beginnings

I. Introduction

II. A parable: The Monk and the Minister

III. My story: It has never been about retirement

IV. Important notes

Part I: Orientation

1. Debt: The Unacceptable Burden

2. Why you need F-You Money

3. Can everyone really retire a millionaire?

4. How to think about money

5. Investing in a raging bull (or bear) market

Part II: How to harness the world’s most powerful wealth-building tool

6. There’s a major market crash coming!!!! and even famous economists can’t

save you

7. The market always goes up

8. Why most people lose money in the market

9. The Big Ugly Event

10. Keeping it simple: Considerations and tools

11. Index funds are really just for lazy people, right?

12. Bonds

13. Portfolio ideas to build and keep your wealth

14. Selecting your asset allocation

15. International funds

16. TRFs: The simplest path to wealth of all

17. What if you can’t buy VTSAX? Or even Vanguard?

18. What is it about Vanguard anyway?

19. The 401(k), 403(b), TSP, IRA and Roth buckets

20. RMDs: The ugly surprise at the end of the tax-deferred rainbow

21. HSAs: More than just a way to pay your medical bills

22. Case study: Putting The Simple Path to Wealth into action

23. Why I don’t like investment advisors

Part III: Magic Beans

24. Jack Bogle and the bashing of index funds

25. Why I can’t pick winning stocks and you can’t either

26. Why I don’t like dollar cost averaging

27. How to be a stock market guru and get on CNBC

28. You, too, can be conned

Part IV: What to do when you get there

29. Withdrawal rates: How much can I spend anyway?

30. How do I pull my 4%?

31. Social Security: How secure and when to take it

32. How to give like a billionaire

Afterword

33. My path for my kid: The first 10 years

34. Tales from the South Pacific

35. Some final thoughts on risk

Praise for The Simple Path to Wealth